Diabetes,the Vitamin&Mineral Connection.
eBook describing likely causes & cures of diabetic symptoms. Diabetes,the Vitamin&Mineral Connection. –
New year, same old goals. This January, don’t sign up for an expensive gym membership with a contract, or buy a $ 500+ treadmill that ends up collecting dust. Yes, these might really help you achieve a healthier body, but they could also be a huge waste of money. What people should really figure out first [...]
Credit Reports, Credit Scores, FICO, & FAKO Explained
This year, I’m trying to make my posts more modular so I can interlink them more easily. I’ve mentioned several of these bits and pieces about credit reports and credit scores before, but I wanted to put it all together at least once. Here goes: Credit Bureaus There are three major credit bureaus that collect [...]
2010 Year-End Financial Goal Progress Update
As 2010 draws to a close and the champagne is all gone, here’s an update on the status of our personal financial goals. I’ve been on the fence for a while about whether to continue our detailed net worth updates, and I’ve decided to reclaim some privacy and stop doing them in the previous format. [...]
Talent Is Overrated, Deliberate Practice, & Tiger Moms [Book Review]
If you’re looking for a inspirational book to read for the new year, consider this one, but read on to see if you like what you’ll learn. In Talent Is Overrated, author Geoff Colvin explores what makes world-class performers different from everyone else. What is the key to great achievement? Hard work?, or Innate talent? [...]
TradeKing New Year, New Broker $ 50 Sign-up Bonus
Online discount broker TradeKing has brought back their on-again, off-again $ 50 sign-up bonus for new accounts. You must open with at least $ 2,500 and make one trade within 30 days. TradeKing offers $ 4.95 trades with no minimum balance requirement or inactivity fees. I’ve been happy with them, they are a good basic broker for ETFs [...]
BP ThankYou Days Promo: $ 10 After 5th Gas Fill-up
BP has a promotion starting today called Thank You Days where you can get a $ 10 BP gift card after your 5th fill-up of 8 gallons or more. At $ 3 a gallon and assuming you stop at 8 gallons per fill-up, this will save you 25 cents per gallon. Not bad, considering you can still [...]
OptionsHouse Raising Rates From $ 2.95 to $ 3.95 Per Trade
As an existing customer, I received an e-mail from discount brokerage OptionsHouse today announcing that they are raising their stock commissions to $ 3.95 per trade on Thursday, January 13th, 2011. Not totally surprising I suppose, as I’ve read that $ 3 a trade is about the minimum a broker can charge to break even with a [...]
Ignite Video: Tips For Buying A New Car
Here is a 5-minute, 20-slide talk from a 2007 Ignite conference in which John Gruhl shares his tips on buying a new car from a dealer. It’s gotten over 250,000 views on YouTube, and includes a lot of the same tips you may have heard before but in a slightly difference package. Here are the [...]
Poll: How Big Is Your Emergency Fund?
Below is a chart of the median duration of unemployment from July 1967 to December 2010, based on data supplied by the US Department of Labor. Things are bad out there, and remember, this is just the median! According to this December 2010 report from the Bureau of Labor Statistics, out of the 9.4% unemployment [...]
Where I Keep My Emergency Fund Cash January 2011
The results of my Emergency Fund survey are in, and appears that there are a lot of big savers out there! 28% of respondents had cash reserves of over 12 months of expenses, and 24% of you had the more-often recommended 4-6 months of expenses. With such sizable cash reserves, where you do guys put [...]